Mortgages for First Time Home Buyers

Thinking about buying your first property?

Buying a home is probably the biggest financial decision you will ever make, and for a majority of Canadians, it requires getting a mortgage. At Banyan Mortgage Group, assisting first-time home buyers have always been a key part of our portfolio of services and we’ve built a mortgage process that has you at the centre. Purchasing your first home really is like investing in yourself. Whether you are recently graduated, just married or simply tired of throwing your money away every month on rent you need the services of a top producing Banyan Mortgage Group professional. Remember, we work for you, not the banks or other lenders so you get unbiased professional advice.

We have assisted many clients like you purchase their first home and make informed and responsible decisions at each stage of the buying process. Our priority is to get you pre-approved as quickly as possible so you can start looking for a home. With purchasing a home there are many upfront and ongoing costs. We provide you with all possible costs associated with homeownership, so you don’t expect any surprises. We look at your entire financial plan and goals to determine the best mortgage product and structure for you. We look at where you are today and where you see yourself in the next few years and determine how to structure your mortgage for today to ensure that you are in a position to accomplish your goals for the future.

A majority of the mortgages we assist with are placed with either Scotiabank, TD Canada Trust or another mainstream lender with a large network. We often get large discounts with these lenders as we produce a large volume of mortgages and those savings are passed to you.

Our relationship with you does not end at the end of your mortgage, we are here to manage your mortgage and ensure we are consistently on top on it. We do not disappear at the end of the transaction, we will connect on at least an annual basis to ensure that you have the best options or to work through a move to a new property – whatever the scenario, our expectation is to work with you throughout the life of the mortgage.